Calculators and Tools

Use these free calculators to stress test your numbers. Save your results in the app when you are ready.

Budget Planner

Build and test a 50/30/20 style monthly plan.

Needs£1,600

Wants£960

Savings and debt£640

Allocation total: 100% (balanced)

Calculator details

Debt Payoff Calculator

Estimate payoff timeline based on balance, APR, and payment.

Estimated payoff45 months

Interest paid£4,767

Read strategy guideCalculator details

Net Worth Calculator

Add assets and liabilities for a quick net worth snapshot.

Total assets£26,000

Total liabilities£2,500

Net worth£23,500

Calculator details

Planned Calculators

These are in active build. Use the live calculators above right now.

Salary vs Dividends Calculator

Compare UK director pay mixes for tax-aware extraction planning.

PlannedCalculator detailsRead related article

Tax Liability Estimator

Estimate self-assessment liability and monthly tax reserve.

PlannedCalculator detailsRead related article

Mortgage Overpayment Calculator

Model potential interest and term savings from overpayments.

PlannedCalculator details

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Save Your Results in the App

Build your plan with free calculators, then track progress inside Financial IQ over time.

Premium is £7.99/month or £79/year. Free tier available.