FeaturesCash flow forecasting
Personal · Forecasting

Built for income that doesn't arrive on the 28th.

Most money apps assume a salary. If yours is project fees, dividends, rent and a part-time wage, they quietly break. This one was designed for that from the start.

Cash flow, next 90 days
£1,240safe to spend this month
On your worst three months in two years, this holds. That is where the number comes from.
today
The shaded range widens because two of your four clients pay irregularly. It narrows every time one of them settles on time.
Honest uncertainty
A range, not a false promise. And it tells you why the range is that wide.
Tax set aside per invoice

A share of every payment moves into the tax pot the moment it lands, before the money starts feeling like yours.

All your income modelled together

Salary, dividends, rent and savings interact for tax purposes, so they are forecast together rather than bolted on to a salary assumption.

The range is the honest answer

Irregular income cannot be forecast to the penny. You get a likely figure and a range, plus the reason the range is that wide.

Safe to spend

One number that already accounts for the bad months.

Safe to spend is calculated against your worst three months in two years, not your average. That is a deliberately pessimistic assumption, because a number that only works in a good quarter is not a number you can act on.

Product shot slot · One number that already accounts for the bad months.

Works with

Three related pages, so a visitor and a crawler both find the rest of the product.

Questions about cash flow forecasting

See it on your own numbers.

It takes about ten minutes.

Free tier available. Paid plans from £4.99 a month.